WHAT I SPEND IN A WEEK... AS A 27 YR OLD LIVING IN CHICAGO, SAVING FOR A WEDDING









I've seen a bunch of Youtuber's post the video trend 'What I Spend In A Week' videos and I thought it would be... interesting .... to try it out myself! Wedding planning has started and I've been feeling so overwhelmed and anxious about all the costs. I started more seriously saving about a year ago and have been trying to save as much as I can ever since (I'll do a separate post on how I'm saving!).
I thought this would be a fun, scary, and potentially frightening project to find out how much I'm typically spending each week and where I think I can cut back on or if there's any habits I can change.
















Writing out your spending really makes you more accountable with your money. You're not just aimlessly swiping your card - you are writing down each transaction and seeing the numbers that will be leaving your bank account.



THOUGHTS BEFORE THE WEEK:
Looking at my calendar for the week, I noticed I had more social plans during the week than I would on a typical week, which I knew would increase my spending. At the same time, I've been doing Dry January, so I knew no expenses would go towards any drinks at dinner or purchases of alcohol during the weekend which would save me some cash at the end of the week.


TAKING A GUESS OF WHAT I'D SPEND IN A WEEK: $250

Monday, 1/6/20:
I had dinner plans with a couple of girlfriends so I was prepared to spend on Ubers and dinner.
$11.79 Uber on the way to the restaurant
$16.15 Dinner (we went to Broken English in Lincoln Park)
$10.76 Uber on the way home
Total for the day = $38.70
Not terrible!

Tuesday, 1/7/20
$24.29 - Gas. I commute about 45 minutes to 1 hour each way 4 days a week (I work from home once a week, every week) so I have to fill my tank every week.
$71.38 - Trader Joe's. Woof.
Total for the day = $95.67



Wednesday, 1/8/20
$10.27 - Uber
$29.05 - Dinner. My friend Cassidy & I went to a place called Gorilla Sushi (there's 7 locations in the city!) and most rolls were $2.95. They were decent - and you can't beat the price!
$9.11 - Uber
Total for the day = $48.43


Thursday, 1/9/20
$0 !!!! I worked from home this day and didn't leave my apartment, which helped me not spend. Although, I do have a few things in my Amazon cart that I was going to purchase...
Total for the day = $0





Friday, 1/10/20
$42.49 - Boots from DSW. I've been wanting a pair of casual but cute boots I can wear out or to work. They were originally $60 but I had $10 in rewards and another $10 coupon so, like, I had to...
(Adding onto this that these are now my favorite and most comfortable boots and I have #noragrets with this purchase)
We went out to dinner this night but Matt so graciously bought dinner so tysm fiance ily
Total for the day = $42.49



Saturday, 1/11/20
$33.84 - Lunch w/ Matt. I treated for lunch since Matt got dinner yesterday. We went to Ricobenes (SO GOOD) after a venue tour!
Total for the day = $33.84

*sneak peak of the cute little juice shop inside the venue we looked at


Sunday, 1/12/20
$26.98 - Gas
$68.12 - Home Goods, because I have no self control
$34.76 - Grub Hubbed Poke Bowls for dinner
Total for the day = $129.86






GRAND TOTAL FOR THE WEEK: $293.32


AFTER THE WEEK THOUGHTS:
I had way more plans during the week than I normally do but I am *attempting* Dry January so I didn't drink when I was out to dinner or on the weekend, which definitely eliminates some costs.
Alsoooo, I feel like we could definitely cut back on how much we eat out. I did get groceries for the week so there was really no *need* to order dinner on Sunday.
At the same time, I feel like I normally do more shopping during the week. Matt can attest to this given all the ASOS & Amazon packages that show up at our door. This project definitely had me being more accountable with my spending. There were several instances where I was about to online shop for random things but took a second to step back and ask myself if I reaaaally need whatever I was about to purchase - besides the boots, which I really did need.
I think this is a good approach to take with me in the months moving forward when I'm saving for our wedding - always have the mindset that I have to write down my expenses & explain myself to strangers on the internet๐Ÿ˜‚ While my grand total was pretty close to my guess, if this is an average of what I spend each week it means I'm spending about $1,000 a month (not including rent, utilities, etc) which seems a little steep and something I can definitely adjust.

What's one thing you think you can cut back on if you were working on budgeting better?



8 comments

  1. "Home Goods because I have no self control." That's me!! I never realize how much I'm spending until I add everything up.

    Jennifer
    Effortlessly Sophisticated

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  2. It's always so interesting when we track our spending and see where all the money goes! I thin kyou did well as you came close to the figure you thought you might spend, even if you spent a little more! it's easier to spend less staying home but it's fun to go out too! :)

    Hope you have a fun weekend planned! We have a birthday party to go to today :)

    Away From Blue

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    Replies
    1. yes totally! all about balance :) hope you had a great weekend!

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  3. I love the idea of doing this, and being more accountable on what we spend! I should give it a try, although I think I might be a little scared when I realise how much I spend haha xx

    GemmaEtc.com

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  4. It's osexpensive your dinner. In Italy if you want orienta cook, you spend for the "all you can eat" 15,00 euro.

    www.ellagai.com
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